Installment Financing

Shed Financing

Installment Financing Program Details.

Affordable alternatives for our customers.

Which plan is right for you?

Call us at (801) 787-1949

What you should know about Retail Installment Contracts


Competitive low rates.


5 easy payment options


100% financing O.A.C.


No pre-payment penalties

Why finance with RTO National?


100% financing available


Rates as low as 9.99% O.A.C.


Terms from 12 to 48 months


Quick approval


Available in over 30 states


What our customers ask about installment payments.

Do you require a deposit?

RTO National requires your first and last month’s payment prior to delivery of your building. Your last month payment is held in deposit and applied to your last payment in your contract or payoff amount.

When do my payments begin?

Your first payment will be due on the 5th of the month following the delivery of the building. The delivery person will provide you with the first payment coupon and you will receive a payment coupon book in the mail to use for all future payments.

Do you report to credit agencies?

Since your Rental Purchase Agreement is a monthly rental contract, we do not report to credit agencies. Credit reports are not requested or reviewed to determine eligibility.

Do I have to wait for an approval to participate?

No. We give instant approval with completion of all rental information and receipt of your initial payment with a credit card or check.

What are my options for making monthly payments?

We have 4 great ways to make your monthly rental payment: (1) Online at, (2) by phone at 703-857-4385, (3) by mailing your coupon to the address found on your coupon book or (4) by calling your RTO National account manager. If you do not have your account number and would like to pay by phone or online, please email your RTO National account manager and they will provide your account number.